Median home value: $220,600
A narrow, three-mile island between Fort Walton Beach and Destin, Okaloosa Island is beloved for its beaches with powdery, white sand. The Boardwalk? Yeah, it’s touristy, but for good reason: it’s where you can enjoy fresh catches for dinner and be treated to a truly breathtaking view of the sunset. The Okaloosa Pier is a popular fishing spot, as well as a good perch for watching dolphins play.