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F&M Bank Is Committed To Being Your Financial Partner

F&M Bank now has 20 locations in cities across Tennessee and Kentucky.

By Livability on October 30, 2023

F&M Bank headquarters in Clarksville
Courtesy of F&M Bank

For nearly 120 years, F&M Bank — originally known as Farmers & Merchants — has been a partner people can count on.

Whether for business or personal finances, F&M Bank values the connections it creates in the many communities it serves.

“We are a relationship bank. That means we show up in our communities and for our customers as a partner,” says Sammy Stuard, CEO and Chairman of F&M. “We know our customers work hard to earn a living. And we believe in working just as hard to help them make the most of their money.”

F&M Bank, which has been headquartered in Clarksville since 1993, has grown to 20 locations in Tennessee and Kentucky.

“We were founded in 1906, which speaks volumes about F&M’s strength and stability,” Stuard says. “Our growth path began in the northern part of Middle Tennessee. However, our approach to growth in today’s market is multipronged — to the South within the Nashville MSA — specifically Franklin, Midtown/Nashville, Lebanon, Mt. Juliet, Murfreesboro and Hendersonville — and north to Kentucky, including Bowling Green and Hopkinsville.”

F&M is recognized as a financial and civic leader that has garnered national recognition as a model for community banking in The Wall Street Journal and Entrepreneur magazine, and is now known as one of Tennessee’s most outstanding independently owned banks.

Community leadership is evident in the recent partnership with Austin Peay State University in Clarksville to create a “Banking on Govs” program. The first of its kind in Tennessee, the program offers business students training, networking and mentorship opportunities within the banking industry.

But Stuard says what truly differentiates F&M Bank from other financial institutions is that the bank goes out of its way to make banking easy.

“We are purposeful in our approach to service and helping individuals who bank with F&M find financial success,” Stuard says. “Building a business and achieving specific milestones in life can be difficult. But we know that banking doesn’t have to be, and that’s the goal of F&M — to make financial business easy. We are truly a community bank with a specific set of values — all of which are focused on providing the best customer experience.”

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Array ( [0] => 173338 [1] => 173356 [2] => 169654 [3] => 172510 [4] => 172863 [5] => 170223 [6] => 167343 [7] => 157768 [8] => 167928 [9] => 166867 [10] => 119747 [11] => 119716 [12] => 118761 [13] => 19561 )

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